Calculate your EPF corpus at retirement. See year-wise growth with employee and employer contributions. Current EPF interest rate: 8.25%. Includes salary increment projection.
Estimate your EPF corpus at retirement
Basic + DA (EPF wage ceiling: ₹15,000 statutory)
3.67% to EPF, 8.33% to EPS
FY 2023-24: 8.25%
Total EPF Corpus
₹1,65,38,216
After 33 years
Your Contribution
₹34,58,755
Employer Contribution
₹10,57,803
Total Interest Earned
₹1,20,21,659
Wealth Gained
₹1,20,21,659
Corpus Composition
EPF (Employee Provident Fund) is a retirement savings scheme managed by the EPFO (Employees' Provident Fund Organisation). Both employer and employee contribute a fixed percentage of salary to the EPF account.
Employee contribution: 12% of Basic + DA → goes entirely to EPF
Employer contribution: 12% of Basic + DA → split as:
• 3.67% → EPF account
• 8.33% → EPS (Employee Pension Scheme, capped at ₹15,000 wage)
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