Calculate FD maturity amount with compound interest. Supports cumulative and non-cumulative FDs, quarterly/monthly compounding, senior citizen rates, and TDS calculation.
Calculate fixed deposit maturity amount
Interest reinvested, paid at maturity
Maturity Amount
₹7,07,389
After 5y 0m
Invested Amount
₹5,00,000
Total Interest
₹2,07,389
Investment vs Interest
TDS Applicable (10%)
Annual TDS: ₹4,148
Total TDS: ₹20,739
Effective return after TDS: ₹6,86,650
A Fixed Deposit (FD) is one of the safest investment options in India. You deposit a lump sum for a fixed period at a predetermined interest rate.
Cumulative FD: A = P × (1 + r/n)^(n×t)
Where P = Principal, r = annual rate, n = compounding frequency, t = tenure in years
Non-Cumulative FD: Interest = P × r × t
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